Flexible payments, made for real life.
With PayPal Pay in 3, you customers can spread the cost of their purchase over time—without the stress. Instead of paying everything upfront, break their total into three interest-free instalments, paid monthly. It’s a simple way to stay in control of their budget while still getting what they need today.
Why choose PayPal Pay in 3 as an option for your customers?
✔ 3 Easy Payments
Pay just the first instalment at checkout.
Their remaining two payments are taken automatically each month—no surprises, no hassle.
✔ Zero Interest, Zero Hidden Fees
They pay only the purchase price.
No set-up fees, no interest, no extra charges when payments are made on time.
✔ Instant Decision at Checkout
Fast, clear, real-time assessment—with no long forms and no waiting around.
If approved, you can complete your purchase immediately.
✔ Built-In PayPal Protection
Their payments are backed by PayPal’s secure and trusted platform, giving them confidence every time you shop.
✔ Perfect for Life’s Bigger Moments
Use PayPal Pay in 3 for those purchases that feel just out of reach when paid all at once—whether it’s upgrades for your home, tech that helps you thrive, or gifts for the people who matter.
How it works
Add items to your basket.
Choose “PayPal” at checkout.
Select “PayPal Pay in 3.”
Pay your first instalment today and your next two payments monthly—automatically, securely, and with full visibility through your PayPal account.
You can track every instalment inside PayPal, view upcoming payments, and manage your plan all in one place.
Smarter spending starts here.
Get what you love today, pay over time, and stay in control—with PayPal Pay in 3.
If your current supplier doesn’t have this capability, what else do they not offer?
Pay Pal, Your New Best Friend
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